Espeo Software

Basic

Your Partner in Financial Technology development

Overview Locations Service lines Industries Technologies Case studies Rates Certifications Leadership Insights Events Social networks

Overview

employees

2008

founded

We help companies develop and implement innovative fintech solutions in Blockchain, Online Payments, Digital Banking, Wealth Management, RegTech, InsurTech, eWallets and more.

We help companies develop and implement innovative fintech solutions. By leveraging our expertise in blockchain, online payments, and other related areas, our clients can invent and develop cutting-edge solutions and services that help them stay at the forefront of innovation. You can consider Espeo Software a boutique One Stop Shop for Financial Technology. We are proud of our in-house Consulting Team that helped dozens of our customers to properly design solutions and product strategies, match the most efficient technology and utilize the private blockchain to be ahead of the competition. That’s what we do daily as Hyperledger Certified Service Provider - 1 of 2 in Europe and 1 of 17 globally. We have also built a solid network of consulting partners who are indisputable experts in Finance & Banking. If you work within the following domains, we’re a good match: - Online payments - Digital banking - Wealth management - RegTech - InsurTech - eWallets - API development

Contact details

Business info

Publicly traded: No
Majority shareholders: Management & Employees

Locations

Poznan, Poland

Headquarters

Founded2008

Employees80

Baraniaka 88, 61-131 Poznań, Poland

Service lines

Dedicated Teams30%

Business Consulting25%

Blockchain25%

Custom Software Development15%

Industries

Financial Services70%

Education15%

Healthcare15%

Technologies

EthereumHYPERLEDGERJavaJavaScriptKotlinMongoDBMySQLNode.jsOracle DatabasePostgreSQLReact NativeReact.jsSpringSwift

Case studies

View all1 / 2

Intelligent Payments Group Project

The Intelligent Payments Group project involved developing a flexible payment gateway with a recurring payments module for merchants of all sizes. Espeo Software ensured PCI DSS compliance and integrated solutions like PayPal and Blik. The scalable system supports diverse markets, automates payments, and enhances user management, benefiting merchants globally.

Trade, tax analytics and and tracking tools for Coin Tracking

CoinTracking, a leading cryptocurrency portfolio tracking platform, sought to enhance its service offerings. Espeo Software upgraded the web and mobile apps by adding new languages, features like tax analytics, and integrating secure tools such as Amazon SQS and KMS. These improvements helped CoinTracking scale effectively, ensuring secure and comprehensive tracking for crypto traders globally.

FactoringUA - International Factoring

FactoringUA is a platform developed by Espeo Software in collaboration with Ukraine’s Ministry of Economy to address the financing gap for Ukrainian exporters. The solution simplifies access to funding through automated user registration, VAT validation, and cross-border invoicing. Since its launch, it has facilitated over €100 million in funds, gaining recognition at the 2023 11FS Awards

Indicative rates

Rates not shared by provider.

Certifications⁰

Espeo Software has declared they do not currently hold any ISO certifications.

Leadership

Przemysław Koper

CEO

Insights

DLT Adoption Is Splitting Into Two Viable Paths

Distributed Ledger Technology (DLT) strategy in financial services is moving from broad experimentation to sharper choices about operating models and delivery risk. This report argues that the market is separating into two paths: stablecoins as practical transaction rails, and tokenisation initiatives that remain more dependent on liquidity, coordination, and market structure. It also highlights a shift in execution risk, with talent and product capability now overtaking regulation as key constraints. For technology leaders, the message is to prioritize production-fit architecture, integration realism, and delivery capability over ecosystem ambition.

Crypto Regulation Is Splitting by Asset Type

Crypto market entry decisions will increasingly depend on whether a token is treated as a security, payment token, or digital commodity. The transcript explains how the proposed U.S. Clarity Act could separate oversight between the SEC for digital securities and the CFTC for digital commodities, while leaving some unresolved edge cases around yield, pooled assets, DeFi, and hybrid instruments. It also highlights the operational impact of transparency, licensing, investor protection, and compliance costs. Technology and financial services leaders should treat crypto product design as a regulatory classification problem before entering the U.S. market.

Events

No events data available.

Transparency Wins Ecosystem Context

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